System

Mreferral (Smart E-Form)

MReferral Smart E-Form is a secure mortgage form system that lets users enter property and applicant data once, then automatically generate and download bank-specific mortgage application PDFs, reducing manual work and improving accuracy.

UI Screenshots

Desktop Screens

Key Features

Smart, structured mortgage data collection covering applicants, employment, property, and loan details
Auto-fill PDF generation for multiple bank mortgage application forms from a single data source
Support for different mortgage types and loan-to-value rules (e.g. MIP / Non-MIP)
Secure access via email-based unique links and verification codes
Session-based authentication with data expiration for personal data protection
Draft saving and editing before final submission or download
Automated PDF download and submission-ready output
Multi-language interface (Traditional Chinese / Simplified Chinese / English)
Clear, step-by-step form UX optimized for long, complex financial inputs
Compliance-focused design with privacy policy acknowledgment and data retention control

Type

BackendCMSInternal System

Technologies

PHPNode.js